For Finance & AP
Eliminate payment fraud risk, reduce audit prep from weeks to hours, and close the books faster with pre-verified vendor payouts.
Learn more →Vendor Payment Controls That Finance Teams Can Trust
Pre-flight policy enforcement, deterministic reconciliation, and immutable evidence for every payout.
- Rules-based controls
- Audit-ready evidence
- Real-time reconciliation
Flow: ERP / AP → TrustRelay Fabric → Banks / Rails
ERP / APNetSuite, SAP
TrustRelay FabricPolicy · Evidence · Reconciliation
Banks / RailsACH, Wire, RTP
Built for your role
See how TrustRelay transforms your workflow
For Risk & Compliance
Enforce payout policies automatically, maintain immutable evidence trails, and pass audits with confidence.
Learn more →For IT & ERP
Deploy between your ERP and bank without replacing either. Native NetSuite integration, API-first architecture.
Learn more →For Investors & Partners
A control-plane wedge in B2B payments with compounding network effects and a clear path to category leadership.
Learn more →The Payment Control Gap
63%
of AP teams lack real-time payment visibility
Source: Ardent Partners$4.7T
lost annually to payment fraud globally
Source: AFP42%
of vendor payments require manual reconciliation
Source: IOFMTrustRelay closes this gap with verification-first payment infrastructure.
Built to Deliver
99.8%
Payment verification accuracy
Internal target< 24hr
Time to first verified vendor
Product target85%
Automated reconciliation rate
Product targetHow TrustRelay prevents payout risk
Supplier Passport
Problem
Finance teams lack visibility into vendor identity, bank account ownership, and verification history.
Risk
Payments to fraudulent accounts, duplicate vendors, or sanctioned entities.
How TrustRelay prevents it
Rules-based document extraction validates W-9s and insurance certificates automatically. Deterministic duplicate detection catches entity variations. Enhanced sanctions matching with fuzzy name resolution finds hidden matches.
Target:Identity verified before first payout
Payout Policy Engine
Problem
Payment approvals happen in ERP without real-time context on vendor status, bank changes, or risk signals.
Risk
Paying compromised accounts, missing fraud signals, violating internal controls.
How TrustRelay prevents it
Real-time risk scoring combines vendor history, bank change patterns, and network signals. Transparent rules with explainable decisions. Every hold or denial includes human-readable reasoning for audit.
Target:Policy enforced on 100% of payouts
Reconciliation Studio + Evidence Vault
Problem
Reconciling bank outcomes to GL entries is manual, error-prone, and lacks audit-ready evidence.
Risk
Unreconciled exceptions, delayed close, failed audits, unclear liability.
How TrustRelay prevents it
Deterministic matching pairs bank lines to payout intents with confidence scoring. Exceptions are ranked by likelihood for faster resolution. Immutable evidence captures every decision with full context.
Target:Auto-reconcile ≥ 90% of transactions
Risk Graph Intelligence
Problem
Each payout is evaluated in isolation. Network-level fraud patterns and risk signals are invisible.
Risk
Missing sophisticated fraud, slow detection, reactive rather than predictive controls.
How TrustRelay prevents it
Cross-network pattern analysis detects emerging fraud signals across the TrustRelay network. Risk models built on real payment outcomes surface anomalies early. Every insight is explainable and feeds back into transparent policy rules.
Target:Network effects compound over time
Built on Trust Primitives
Every decision, every verification, every payout — tracked with immutable evidence
Decision Status Tracking
Real-time status visibility across your payout lifecycle
Vendor VerifiedBank Change PendingPayout Settled
Evidence Timeline
Immutable audit trail for every vendor action
- SystemVendor onboarded
- ComplianceBank details verified
- Policy EnginePayout approved
Evidence Snapshot
Audit-ready evidence packets for every transaction
Payout Evidence #1042
How it fits
TrustRelay sits between your ERP/AP system and payment rails, providing a policy-driven control plane with rules-based automation for all vendor payouts.
ERP / AP System
NetSuite, SAP, Oracle, Sage
TrustRelay Fabric
Supplier Passport
Policy Engine
Reconciliation Studio
Evidence Vault
Banks & Rails
ACH, Wire, Check, Card, RTP
One integration. Complete automation. Rail-agnostic payout control with rules-based document validation, real-time risk scoring, and deterministic reconciliation—all with explainable decisions.
Become a Design Partner
Join a select group of finance teams shaping the future of vendor payment controls. Early partners get hands-on influence over product direction, priority support, and preferred pricing.
Shape the productInfluence roadmap priorities and features
Priority accessEarly access to new capabilities and dedicated support
Limited to 10 founding partners