Platform & Architecture

TrustRelay Fabric is the unified control plane for vendor payments—sitting between your ERP and payment rails to orchestrate onboarding, policy enforcement, reconciliation, and evidence capture in a single, extensible platform.

The TrustRelay Fabric Architecture

ERP Systems
NetSuite
SAP
Oracle
Custom ERP
Payment Intents & Vendor Data
TrustRelay FabricUnified Control Plane
Supplier PassportOnboarding & KYB/KYC
Policy EngineReal-Time Decisions
Reconciliation StudioGL Sync & Matching
Evidence VaultImmutable Audit Trail
Approved Payouts & Outcomes
Payment Rails & Banks
ACH
Wire
Card Networks
Real-Time Rails

TrustRelay Fabric orchestrates vendor payment workflows end-to-end, from ERP payment intent to bank settlement outcome, with policy enforcement and evidence capture at every step.

The Role of TrustRelay Fabric

Payment Orchestration

Fabric receives payment intents from your ERP and orchestrates the full lifecycle: vendor verification, policy evaluation, payout execution, bank outcome ingestion, and GL reconciliation. All orchestration logic lives in Fabric, not scattered across systems.

Risk Assessment & Policy Enforcement

Every payment intent passes through the Policy Engine, which evaluates risk signals, vendor status, and tenant-specific policies in real-time. Hold periods, dual control, and exception routing are enforced before payouts reach payment rails.

Unified Outcome Schema

Fabric normalizes outcomes from multiple payment rails (ACH, wire, card) into a unified schema. This enables consistent reconciliation, cross-rail analytics, and simplified GL export—regardless of the underlying payment method.

Control Plane for Compliance

Fabric captures immutable evidence for every vendor onboarding, policy decision, and payment outcome in the Evidence Vault. This creates a single source of truth for audit, compliance, and fraud investigation—not fragmented across systems.

Modular Platform Components

TrustRelay Fabric is composed of four core modules that work together to provide end-to-end vendor payment control. Customers can adopt modules incrementally and expand over time.

Supplier Passport

Onboarding & Verification

Structured vendor onboarding with KYB/KYC, sanctions screening, bank verification, and W-9/W-8 collection. Replaces email-driven onboarding with a secure, guided workflow that feeds verified data directly into Fabric.

✓ Zero-touch onboarding✓ OFAC/EU sanctions screening✓ Bank account verification
Learn more about Supplier Passport →

Payout Policy Engine

Real-Time Decisions

Policy-as-code for payment decisions. Define rules for hold periods, dual control, approval workflows, and risk-based routing. All policies are evaluated in real-time before payouts execute, ensuring consistent enforcement across all payment channels.

✓ Tenant-specific policies✓ Real-time risk scoring✓ Automated hold periods
Learn more about Policy Engine →

Reconciliation Studio

GL Sync & Matching

Automated reconciliation of bank outcome files with payment intents. Intelligent exception routing, configurable matching thresholds, and one-click GL export to NetSuite, SAP, or Oracle. Eliminates manual reconciliation work at month-end.

✓ Automated bank file matching✓ Exception routing✓ One-click GL export
Learn more about Reconciliation Studio →

Evidence Vault

Immutable Audit Trail

Cryptographically signed, timestamped evidence for every transaction. Cross-service aggregation provides complete payment lineage from onboarding to settlement. One-click evidence export for auditors, regulators, and fraud investigators.

✓ Immutable evidence snapshots✓ Complete payment lineage✓ One-click audit export
Learn more about Evidence Vault →

Integration & Extensibility

Pre-Built ERP Integration Packs

TrustRelay provides pre-built integration packs for NetSuite, SAP, and Oracle—covering payment intent ingestion, vendor master data sync, and GL export. No custom code required for standard workflows.

API-First Architecture

RESTful APIs with OpenAPI specs for all modules. Event-driven webhooks for real-time updates. Idempotent operations with guaranteed delivery and retry semantics. Build custom integrations without vendor lock-in.

Plugin Architecture for Custom Logic

Extend Fabric with custom policy logic, routing rules, and reconciliation algorithms. Plugin architecture enables tenant-specific customization without forking the core platform.

Ready to See TrustRelay Fabric in Action?

Schedule an architecture session with our team to see how Fabric integrates with your ERP, orchestrates vendor payment workflows, and scales with your operations.

Schedule an Architecture Session